Has a recent storm left you in an insurance dilemma? When it comes to filing a roof insurance claim, it can be difficult to know what damage to file and what to ignore. On top of it all, there’s the concern that your insurance company won’t pay for everything they should. To help you get the most out of your insurance policy, follow these three tips!
Claim Tip #1: Hold Onto Your Receipts
Many policies cover additional expenses that are related to your roofing repairs. For instance, if you go to a hotel with your family while your roof is being fixed, many companies will reimburse you for your stay. Be sure to check your policy and see what expenses are included.
Claim Tip #2: Don’t Delay Filing Too Long
Some homeowners let themselves get frustrated enough that they delay filing their insurance claim for too long. This can have a negative impact on your claim outcome when you finally do file. It can also prevent you from scheduling repairs in a timely manner, which can leave your home vulnerable to further damages in the next storm.
Claim Tip #3: Schedule an Inspection First
It pays to have a second opinion on your repair estimate! While most adjusters are highly qualified individuals, your professional roofer might uncover additional damage that’s covered under your policy. They can also outline your most cost-effective options, be that replacement or repairs. Most importantly, a roofing professional can assist you by providing additional documentation for your claim, and help you decide what damages should be included in your filing.
If you follow these three tips, you’ll be well on your way towards the positive response you desire from your insurance company! For more information about rooftop repairs or filing a roof insurance claim, feel free to talk with one of our experts at (706) 814-3207.